During closing, who is responsible for delivering the title commitment?

The title commitment is a crucial document in the real estate transaction process that outlines the terms under which a title insurance policy will be issued. This document is typically ordered by one of the parties to the transaction, often during the escrow process. The title company is responsible for reviewing the property records and ensuring that the title is clear of liens and claims.

The role of the title company representative is to prepare the title commitment and deliver it to the relevant parties involved in the transaction. This is part of their duty to facilitate the closing process and assure all parties that the title is legitimate and transferable. By providing the title commitment during closing, the title company helps ensure that the buyer gains ownership of the property without any unforeseen encumbrances.

The other parties mentioned—such as the seller's attorney, buyer's agent, and mortgage lender—have their own responsibilities during the closing process. However, they are not tasked with delivering the title commitment. Instead, they may rely on the title company's expertise to manage the title-related aspects of the transaction.